The Family Heritage Trust Company Adds Long-time Frederick Business People As Staff

Frederick, Maryland; July 1, 2008 – The Family Heritage Trust Company has added two key staff with long Frederick County connections, announced Chairman Donald C. Linton. Charles F. Trunk, III, serves as Trust Officer and Wanda P. Mounts serves as Personal Trust Administrator. They join Robert D. Brill, Vice President and Chief Operating Officer. As Trust Officer, Mr. Trunk works with current and prospective trust clients and financial and legal professionals to implement trust and investment strategies that best serve clients. Mr. Trunk shares his enthusiasm for joining the company with, "I know from past experience that beneficiary or client needs are best served by having a trust officer close by to address concerns and to be a part of the client’s team of advisors. Being located on Carroll Creek is convenient for our clients to come to the Trust Company and for members of our Trust Company team to go to them as well."

Mr. Trunk served in the Trust Department at Fredericktown Bank for more than14 years, beginning as Assistant Trust Officer in 1976 and then heading the Trust Department from 1978 until his retirement in 1989. Mr. Trunk continues to administer trusts and estates as an individual. Additionally, Mr. Trunk has been a leader in many civic and community activities, including The Community Foundation of Frederick County Board of Trustees, Citizens Care and Rehabilitation Center Board of Trustees, Frederick City Board of Zoning Appeals, Evangelical Lutheran Church Investment and Finance Committees, and the National Lutheran Home Board of Trustees. He resides in Frederick with his wife Mary Frances.

As Personal Trust Administrator, Ms. Mounts ensures that the provisions of the trusts are implemented and comply with all regulations. She monitors the investment management, responds to client inquiries, and completes all forms necessary for the IRS and State of Maryland. Ms. Mounts remarks that "The Family Heritage Trust Company's focus on customer service was very attractive to me as I take this next step in my trust administration career I also am impressed with the company's broad range of investment options which are appropriate for individual, family and institutional trusts."

Ms. Mounts has more than 20 years experience in trust operations and administration at various financial institutions located in Maryland. She is a past member of the Frederick County Estate Planning Council and resides in Washington County with her husband and son. The Family Heritage Trust Company, a non-depository bank chartered independent trust company and private wealth management firm, provides personalized, face-to-face trust and investment services, while focusing on achieving market level performance, meeting client objectives, and anticipating client needs. Services available to clients include portfolio management, asset selection, bill paying, supporting less qualified family members with life challenges, transition of assets to the next generations, tax planning, and selection of related professionals. The Family Heritage Trust Company specializes in assisting clients in 401(k) and IRA rollovers. Individualized stock portfolio management is offered as well as low management fee mutual funds.

For additional information on The Family Heritage Trust Company, please call 301/631-5900.